Builder Loans

We have a number of different home construction loan products available for builders (for individual/occupant loans click here). Below please find some loan feature highlights. Please call or apply today to better understand which type of product would best fit your situation and objectives.

Low Down Payments

Builder-Sold

Are you trying to build your client’s dream home but neither of you have enough cash? Or do you simply not want to tie up a lot of cash? Maybe your client doesn’t want to rent while you build? We can help! We offer highly competitive down payments on Builder-Sold home financing:

• 5% up to $417,000 (95% financing)
• 20% up to $1,000,000 (80% financing)
• 30% up to $2,500,000 (70% financing)

Spec Home Financing

After the real-estate crash, Spec Home financing became very difficult to find. We have available:

• 11%+ down up to $1,000,000 (up to 89% financing – variable based on property, plans, finances)
• 50% down up to $2,500,000 (50% financing)

Green Lending

Most lenders do not recognize the value of high performance buildings, and thus will not lend enough money to build them. We do. We have a very special program available to enable you to build an energy efficient home. Learn more here.

A Fast, Smooth Process

It’s well known in the industry that most construction loans take a long time with many hiccups due to a very rigorous underwriting process. Not with us: if you have your paperwork and plans together, your loan should take no longer to close than a typical purchase mortgage. We specialize in underwriting construction loans.

Call with questions or apply today!